Health Insurance  

Taylor Insurance specializes in group employee benefits and individual health insurance medical plans including dental insurance. Our mission is to provide employers and individuals with the highest quality, comprehensive insurance plans for the best possible price and support them with personalized service.
Whether you’re seeking Individual, Family or Group coverage, Taylor Insurance offers a full range of health insurance products. Some of the insurers we off are Regence BlueShield of Idaho, Blue Cross of Idaho, Pacific Source, AFLAC and others. Our products cover the following types of coverage:
Individual: Your health is a top priority, so it’s important to maintain adequate medical coverage. If you are self-employed or do not currently have employer-sponsored health care, we will help you find private health insurance that is affordable, with the deductible and co-pay amounts you prefer.
Family: Your family’s health insurance needs change over time, as your children grow and develop. We can help you compare family health plans and find the best choice to protect the well-being of your loved ones today. We also offer vision insurance, private pay dental plans, private pay health care, plus options such as high deductible health plans, cafeteria plans, premium only plans and health reimbursement accounts.
Group: If you own a small or large business, we can assist in identifying the most flexible and cost-effective health insurance for your businesses. We'll also customize your plan with a selection of benefits and options to meet the special needs of every member of your team.

For a group medical quote please contact us.

 

Life Insurance  

Life insurance is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises made to your family if you are no longer around by providing a death benefit to your beneficiaries in return for premiums paid to the insurance company. As events happen in your life, your life insurance coverage may need to change to adapt to your current needs. Some life changes that may require you to reevaluate your coverage include: marriage, divorce, a new baby, purchase of a new home and retirement.

Our products cover several types of life insurance available:

Term Life Insurance
Term life insurance offers death benefit protection for a specified time period. Policies are available to meet your short and longer-term needs, and some term policies can even be converted into permanent policies in the future.

Permanent Life Insurance
As its name implies, permanent life insurance offers death benefit protection for an entire lifetime. It usually offers a fixed premium, generally accumulates a cash value on a tax-deferred basis and may also pay dividends.

Universal Life Insurance

Universal life is a form of permanent life insurance characterized by its flexible premiums, flexible face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.

See also "How much insurance is enough."

We also offer all of the following services for Sandpoint and North Idaho:

• Dental Insurance and Coverage
• Long-Term Care
• Disability Coverage
• Vision Coverage
• Employee Assistance Programs
• Annuities - Fixed, Equity Index

Please contact us by phone for additional information on any of our coverage.